When two appraisers reach an impasse on the value of an insurance claim, an appraisal umpire serves as a neutral third party to resolve the dispute. We provide experienced umpire services to ensure fair, unbiased determination of claim values.
An umpire reviews the findings and differences between the policyholder's appraiser and the insurer's appraiser, then makes a final, binding decision on the claim value. This process provides a faster, less adversarial alternative to litigation while protecting the interests of all parties involved.
At South Carolina Auto Appraisals Plus, we understand the appraisal clause process and serve as impartial third-party umpires when appraisers cannot agree on valuation. Our role is to evaluate both positions objectively and render a fair, binding determination that moves the claim to resolution.
Selection: The two appointed appraisers (one representing the policyholder, one representing the insurer) select a qualified umpire. If they cannot agree, a court or local authority may appoint one.
Review: The umpire reviews the appraisers' reports, damage assessments, repair estimates, and any other relevant documentation.
Mediation: The umpire may meet with or communicate with both appraisers to understand their positions and reasoning.
Decision: The umpire issues a binding determination on the claim value. The decision is final once agreed upon by the umpire and at least one appraiser.
Resolution: The established value becomes the basis for claim settlement, avoiding costly litigation.
At SCAA Plus, our umpires are:
Umpire fees and expenses are typically shared equally between the policyholder and the insurance company, ensuring neither party bears the full cost. We provide transparent pricing and can discuss fee arrangements when you contact us.
This shared cost structure encourages both parties to work toward agreement and ensures the umpire remains truly independent and impartial.
Consider umpire services when:
If you need umpire services for an appraisal dispute, contact us to discuss your situation. We'll review the details, explain our process, and provide transparent pricing information. Our goal is to resolve your dispute fairly and efficiently.
Explore our full range of professional appraisal services:
